Save on Car Insurance for Your Teen in Orlando, Florida
Orlando car insurance is already known to be expensive, but teenage car insurance can be even more costly in this bustling city. If you're adding your teen to your insurance policy, you can expect to see a big increase. Before you insure your teen, here's a look at some important information to keep in mind.
Florida's Graduated Driver Licensing System
First, it's important to understand the Graduated Driver Licensing system used in Florida. The system is designed to help reduce the number of crashes caused by teen drivers. The system gradually introduces new teens to driving privileges, allowing them to gain experience behind the wheel. Eventually this results in the ability to get a Florida driver's license.
This system is designed for teens between 15-17. Before applying for a learner's permit, teens must go through a driver's education course. After receiving their learner's permit, teens will need to drive at least 50 hours while supervised, which should include 10 hours of night driving. The learner's permit must be held for an entire year before the teen can get a driver's license.
Florida's Graduated Driver Licensing System
First, it's important to understand the Graduated Driver Licensing system used in Florida. The system is designed to help reduce the number of crashes caused by teen drivers. The system gradually introduces new teens to driving privileges, allowing them to gain experience behind the wheel. Eventually this results in the ability to get a Florida driver's license.
This system is designed for teens between 15-17. Before applying for a learner's permit, teens must go through a driver's education course. After receiving their learner's permit, teens will need to drive at least 50 hours while supervised, which should include 10 hours of night driving. The learner's permit must be held for an entire year before the teen can get a driver's license.
Reducing the Cost of a Teen Driver
When you add a teen to your car insurance policy, you already know that your rates will go up. However, there are ways that you can reduce the cost of Orlando teenage car insurance. Here are a few tips to keep in mind to find the best rates.
Tip #1 - Don't Assume Your Current Company Offers the Best Rates - Many parents simply add their teen to their current policy, but you shouldn't assume that your current company will offer you the best rates on teenage car insurance in Orlando. Take time to compare quotes and you may find a better deal.
Tip #2 - Choose the Right Car for Your Teen - Whether you're purchasing a new or used vehicle for your teen, make sure you choose a car that will help you enjoy lower rates. Do some research to find which vehicles enjoy the lowest rates. Avoid fast, sporty cars if you want low rates when adding your teen.
Tip #3 - Adding Another Car May Help You Enjoy a Discount - Adding your teenager's car to your insurance policy may also help you save. Many insurance companies will offer you a multicar discount.
Tip #4 - Ask About Discounts for Your Teen - Talk to the insurance company about potential discounts for your teen. Many companies offer driver's education and good-student discounts, which can offer you significant savings.
When you add a teen to your car insurance policy, you already know that your rates will go up. However, there are ways that you can reduce the cost of Orlando teenage car insurance. Here are a few tips to keep in mind to find the best rates.
Tip #1 - Don't Assume Your Current Company Offers the Best Rates - Many parents simply add their teen to their current policy, but you shouldn't assume that your current company will offer you the best rates on teenage car insurance in Orlando. Take time to compare quotes and you may find a better deal.
Tip #2 - Choose the Right Car for Your Teen - Whether you're purchasing a new or used vehicle for your teen, make sure you choose a car that will help you enjoy lower rates. Do some research to find which vehicles enjoy the lowest rates. Avoid fast, sporty cars if you want low rates when adding your teen.
Tip #3 - Adding Another Car May Help You Enjoy a Discount - Adding your teenager's car to your insurance policy may also help you save. Many insurance companies will offer you a multicar discount.
Tip #4 - Ask About Discounts for Your Teen - Talk to the insurance company about potential discounts for your teen. Many companies offer driver's education and good-student discounts, which can offer you significant savings.
Of course, it's always important to talk to your teen about safe driving practices. If your teen is in an accident or is given a ticket, your rates could go up. Ensuring that your teen is aware of and follows safe driving practices can save your teens life, as well as money on teenage car insurance.